MoneyLens AI
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Retirement planning Canada
Retirement Planning for Canadians
A retirement number is not a vibe. It is a path: what you have, what you add, and what Canadian accounts that money sits in. MoneyLens shows the path, then lets you ask about it.
- TFSA
- RRSP
- Compounding
- Contribution path
- Ask the AI
What this balance becomes if you keep contributing
Grow is year-by-year compounding — early years feel slow, later ones accelerate. You see the path before you change the contribution.
Canadian registered accounts
Plan inside the accounts Canadians actually use. TFSA and RRSP are first-class, not a footnote under “other.”
Ask the question you would ask a planner
On Pro, the AI can work with the numbers already in your profile: “If I retire at 60, what breaks?” is a better starting point than a generic calculator with made-up inputs.
Net worth sits next to the plan
Retirement is not separate from what you own and owe. Wealth and Grow share the same signed-in household.
Questions
How much do I need to retire in Canada?
It depends on spend, CPP/OAS, and what you already hold in TFSA and RRSP. MoneyLens uses your balances and a contribution path instead of a single national average.
Is this a retirement calculator or a full planner?
Both. Grow is the compounding path. The rest of the app is spend, debt, and net worth — the inputs a calculator usually invents.
Can I model retiring at 60?
Yes. Change the contribution and horizon, then ask the AI (Pro) what the path implies.