MoneyLens AI
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Mortgage planning
Mortgage & Loan Planner
A mortgage calculator that forgets your dining and your TFSA is a toy. MoneyLens puts the loan next to spend and wealth so “pay down vs invest” is a real comparison.
- Extra payments
- Interest skipped
- vs investing
- Canadian household
What an extra payment actually buys
Years off the amortization and interest you never pay — before you call the bank.
Pay down vs invest
Grow and Loan sit in the same app. That is the honest way to ask whether the next dollar should hit the mortgage or a TFSA.
Household view
The mortgage is usually a household liability. Invite the other person instead of emailing a screenshot.
Questions
Is this a Canadian mortgage calculator?
It is a loan planner on a Canadian personal-finance app. You model extra payments next to CAD spend and registered accounts.
Can I compare mortgage payoff vs investing?
Yes. Loan shows the payoff path. Grow shows the contribution path. Pro chat can talk about both.