MoneyLens AI
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Debt payoff
Debt Payoff Planner
The expensive question is not “what is my balance.” It is “what if I send an extra $200.” MoneyLens shows years cut and interest skipped before you change the autopay.
- Minimum vs extra
- Years cut
- Interest skipped
- Cards + loans
Minimum payment vs an extra $200
Loan is a side-by-side path. You see the cost of staying on minimums without building a spreadsheet.
Next to the spend that funds it
Payoff only works if the month can spare it. Spend and Loan share the same household, so the extra payment is not fantasy math.
Cards have due dates
Each statement is its own row — spent, pay-in-full, and minimum. Pro can remind you before a due date.
Questions
Can I compare payoff strategies?
Yes. Loan shows the minimum path versus sending extra. Use that before you rearrange autopay.
Does it include credit cards?
Cards are a first-class surface: spend, due dates, and (on Pro) reminders.